What Do You Mean?
Investing does not just earn you money. Investing earns you satisfaction. Yes, I know, money is not the key to happiness. That is not what this is about. This is about having joy that you were able to give yourself and your family security for years to come. When your family is taken care of, true happiness sets in.
School Is Cool.
I am not sure about you, but my parents never made a college fund for me. This is not a bad thing; they just helped a little when it came time. When I say college fund, I mean some sort of investment fund. If you plan on having kids, I encourage you to create a college fund for them. Even if they do not attend college, when they turn 18 that money can be theirs to get started. I would recommend an IRA account. These can be used if contributions are made for at least 5 years. I would start on the day my child is born, putting $5,000 in the account. Watch it grow.
Your Own Happiness.
Have you ever dreamed of the perfect vacation? Is it Hawaii, Bora Bora, Australia? Just imagine being able to travel wherever and whenever you pleased. If you take my advice and start as young as 19 or 20, by the time you are 60 your money will double at least 5 times. I will give an example. At age 20, you start out with a contribution of $2,000. You pay $100 weekly into the account. You do this for 30 years at an average interest rate of 10%. You will have about $1.5 million at the age of 50. You cannot take the money out until you are 59.5, unless you want a penalty. You and your spouse could live off the interest for the rest of your lives.
Give it a try: https://www.msn.com/en-us/money/tools/timevalueofmoney
Kid’s Futures Are Changed.
My dad always talked about changing the lives of the generations that will follow me. When I retire, I do not plan to spend all of the money. I will live off the interest. This will leave the money for my children when I die. However much that may be, I will want them to put it into their own investment account for their children. So on and so on. The money will take care of generations that follow. Imagine being able to take care of your family for years. They can be worry free. It is a nice feeling, isn’t it? You can do that!
Make It Happen!
I challenge you to sit down and think about these things. Investing is a great tool that can benefit not just you, but your family. It may seem like a fairytale, but play this game right, and it will be a reality. You cannot afford not to. Do not wait until it is too late!